To dispute inaccurate information on your Experian (formerly TRW) credit report, call toll-free 1 (800) 567-5470. The Experian customer service representative will ask for your membership number, and you should reply, "This is in regard to my Consumer Review Service report." The representative will then promptly assist you. Or, if you prefer, you can write to Experian at the address below.
To dispute inaccurate information on your Trans Union or Equifax credit report, write to the bureau that supplied the information. In your letter be sure to include:
Mail disputes to:
Equifax Information Services
Trans Union Corporation
Or call these numbers for more information:
Equifax 1 (800) 378-2732
Notify the Creditor
CreditCheck also recommends that you write to the creditor (bank, department
store or other lender) involved in any item that you dispute, detailing the
error and the corrective actions you have taken.
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